Car Accident FAQs: Hit & Run
What happens if I am injured by a “hit and run” driver or a driver who does not have insurance or low insurance limits
Uninsured/underinsured motorist protection can be purchased, which allows you to file a claim under your own auto insurance when the negligent driver is uninsured or does not carry enough insurance to cover all of your damages. This type of claim is referred to as an uninsured or under-insured claim (UM/UIM). This insurance can pay your medical bills and any income that you may have had to forfeit as a result of a crash involving your vehicle. This UM/UIM coverage is available to you, unless you signed a waiver with your insurance company rejecting such coverage. It is possible for certain insureds to “stack” coverage limits for each automobile that is covered under a policy in New Mexico. S. Clark Harmonson, who is a Personal Injury Lawyer can assist in the determination of the amount of coverage that is available with your UM/UIM policy. He has extensive experience with UM/UIM claims, in the states of Texas and New Mexico, and is available for consultation at the office of Harmonson Law Firm.
This brochure has information that is general in essence, so should not be used as your only resource for specific legal advice. The information contained in the brochure neither constitutes nor creates an attorney-client relationship. For a free consultation about a motor vehicle claim, should you be in a car accident or wreck in either Texas or New Mexico, please do not hesitate to contact El Paso Personal Injury Lawyer S. Clark Harmonson.